What are the benefits of a Lowes credit card?
Get the Lowe’s Advantage Card and receive:5% off* every day or 6 months Special Financing** on qualified purchases.
Get Details >Or 84 fixed monthly payments with reduced APR† on qualified purchases.
Get Details >Exclusive cardholder events.No annual fee0Limited Time Only: New accounts get 20% off your purchase today†.
What credit score do you need to get a Lowes card?
620 FICOThe minimum credit score needed for a Lowe’s card is 620 FICO. This is the same for the Lowe’s Advantage Card and for Lowes Business Cards. Make sure your revolving utilization is below 30% when you apply or they may deny you. You should always consider improving your credit score first before applying.
What is the interest rate on a Lowes credit card?
Its APR varies from 17.99 to 26.99% based on creditworthiness, so a cardholder might pay a lower or slightly higher rate of interest versus the Lowe’s card, depending on his or her credit.
What bank is Lowes credit card?
Synchrony BankAdditionally, Lowe’s offers 2 business credit cards through Synchrony Bank that provides the 5% discount.
Which credit bureau does Lowes use?
The Home Depot and Lowe’s use all three major credit reporting bureaus to process store credit card applications. When you apply for a store credit card from The Home Depot or Lowe’s, their systems will randomly select Experian, Equifax, or TransUnion to check your credit.